Your Self Employed Health Insurance Checklist
Are you self employed and you want to get yourself a health insurance? If you are, then you will need a checklist that details the important things you want to tackle to get the best self employed health insurance for you.
In this article, we will talk about the things that you will need to cover and include in your checklist in order to get the best self employed health insurance plan for you.
The Self Employed Health Insurance Checklist
Your checklist should be able to provide answers to the following items:
Have I Identified A Reliable Self Employed Health Insurance Company?
It is important that the company you will get your health insurance from is highly reliable. Otherwise, you will not get the peace of mind that you deserve and the right value for your investment.
To find reliable companies offering health insurance for the self employed, you need reliable sources of such information. We have tackled this very same topic in one of our previous posts. To check on that, read Top Sources Of Reliable Information On Self Employed Health Insurance.
Have I Selected The Type Of Self Employed Health Insurance That I Will Get?
You must already decide on what type of health insurance plan you will get. To do that, you must be able to understand the following:
- Health Maintenance Organizations (HMOs)
- Exclusive Provider Organizations (EPOs)
- Preferred Provider Organizations (PPOs) Point-of-Service plans (POS)
- High Deductible Health Plan (HDHP)
- Catastrophic Health Insurance Plan
To find out more about these, go to https://www.healthcare.gov/what-are-the-different-types-of-health-insurance/
Have I Decided On The Coverage Of My Self Employed Health Insurance?
It is important that you are able to decide already on the self employed health insurance coverage that you need and would want to have. To do this, at least these two sub-questions must be answered:
- Is Anyone Else Covered In My Health Insurance Policy?
- Does It Comply To The Requirements Of The Affordable Care Act?
The Affordable Care Act has several mandatory statutes that you need to comply with, otherwise, you will have to pay the corresponding penalty. Thus, check on the said law’s provisions to avoid having to later on deal with the consequences. To find more information about the Affordable Care Act, read http://selfemployedhealthinsurancedeductiontips.com/health-insurance-plans-affordable-care-act/.
Check out this video to find an affordable coverage for the health insurance of the self employed.
To help you get all these things covered, here are some other online sources of information on health insurance for the self employed you could look into:
Your self employed health insurance checklist will be a great tool to help you prepare the things that you need to get the best insurance plan for you. It will help you not to miss out on anything so everything is covered. Making good use of it, by answering at least the questions above, could help you so much in your pursuit for the best health insurance for the self employed!